Last updated: July 2026 An ECB-approved internal model is a supervisory decision the bank asked for and agreed to run. Treat it as optional for a few quarters and the capital ratios you report to the ECB stop being true. That is the practical lesson from the ECB internal models sanction announced on 29 June…
Last updated: June 2026 If a bank wants to call a senior non-preferred note before its contractual maturity, the treasury desk has the cash ready, the replacement issue priced, and one thing standing in the way: a permission from the Single Resolution Board. Get the timing of that permission wrong and the whole liability-management exercise…
Last updated: March 2026 Your resolution authority has set your MREL requirement. You know the number. What you may not know is how to prove, every quarter, that you meet it. MREL reporting is not a single template and a single submission. It is a set of interlocking templates covering key metrics, creditor ranking, funding…
Last updated: March 2026 Your treasury team wants to call an AT1 instrument. The economics are clear, the replacement is lined up, and the board has signed off. But you cannot pick up the phone and announce the call tomorrow. You need MREL prior permission first. And if you miss the application deadline or submit…
Last updated: March 2026 Introduction MiCAR (Markets in Crypto-Assets Regulation) creates the first comprehensive regulatory framework requiring crypto-asset service providers to implement authorization, prudential reporting, transaction monitoring, and incident notification systems. The Markets in Crypto-Assets Regulation (Regulation (EU) 2023/1114) represents the first unified rulebook for crypto-asset activities across the entire European Union. For reporting teams…
Last updated: March 2026 Why COREP Errors Matter COREP submission day is busy, stressful, and error-prone – but overlooking COREP reporting errors carries real consequences that extend far beyond a missed deadline. You’re pulling data from multiple systems, running reconciliations, and pushing templates through validation in the final hours. When errors appear – especially late…
Last updated: March 2026 What Is COREP and Why It Matters COREP stands for Common Reporting. It’s the standardized format through which EU banks and other regulated entities submit their prudential information – capital adequacy, risk exposure, asset quality, and liquidity data – to supervisory authorities. If you work in banking compliance, finance, or risk…