Articles

  • Appia Contact Group: ECB Names 61 Members to Steer Pontes and Appia

    On 19 August 2026 the Eurosystem named 61 financial market stakeholders and public sector institutions to the Appia contact group, the standing forum that will now shape how central bank money settles tokenised assets in Europe. The seats were filled from a call for expressions of interest issued on 1 June 2026, and the group…

  • BCL Financial Stability Review 2026: The Luxembourg Risk Map

    On 21 August 2026 the Banque centrale du Luxembourg published its Financial Stability Review 2026, the central bank’s annual read on the systemic risks running through the Grand Duchy’s banks, insurers and investment funds. The BCL Financial Stability Review 2026 was closed editorially on 12 June 2026, and the most recent figures in it are…

  • FINMA Russia Sanctions: The 20 August 2026 Measures

    On 20 August 2026 FINMA published a short notice reminding supervised financial intermediaries that the Federal Council had, the day before, adopted the further measures of the European Union’s 20th Russia sanctions package. The FINMA Russia sanctions notice points to a decision taken on 19 August 2026, with the new Swiss measures entering into force…

  • AMLA Central Contact Point Survey: The 15 September Deadline for PSPs

    On 6 August 2026 the Authority for Anti-Money Laundering and Countering the Financing of Terrorism (AMLA) opened a voluntary survey asking electronic money institutions (EMIs) and payment service providers (PSPs) about their experience with the central contact point framework, and the window closes on 15 September 2026. The CSSF relayed the exercise to the Luxembourg…

  • FINMA ISIL and Al-Qaida Sanctions: The 17 August SESAM Update

    On 19 August 2026 FINMA flagged an update to the ISIL (Da’esh) and Al-Qaida sanctions notification tied to Ordinance SR 946.231.08. The trigger sits one step upstream: the UN Security Council’s ISIL (Da’esh) and Al-Qaida Sanctions Committee amended its list by decision of 14 August 2026, and the State Secretariat for Economic Affairs (SECO) adjusted…

  • FINMA Iran Sanctions Update: The 18 August Freeze List

    FINMA’s updated Iran sanctions notification of 18 August 2026 marks a precise moment on the clock. At 23:00 that evening, an amendment to Annexes 12, 13 and 14 of the Ordinance of 12 December 2025 on measures against the Islamic Republic of Iran (SR 946.231.143.6) took effect. The Federal Department of Economic Affairs, Education and…

  • EMIR Article 7d Reporting: The New Third-Country CCP Return

    ESMA opened a consultation on 18 August 2026 on the technical standards that turn EMIR Article 7d into a working return, and comments close on 12 October 2026. Article 7d, added to EMIR by Regulation (EU) 2024/2987 (EMIR 3), requires clearing members and clients that clear contracts through a central counterparty recognised under Article 25…

  • Offline Digital Euro Standards: The 25 September ECB Feedback Call

    On 18 August 2026 the European Central Bank asked a narrow slice of the technology industry a very specific question: are the secure-hardware standards behind the offline digital euro mature enough, and does the market support them? The call for expression of interest, published through the ECB’s market infrastructure and payments news channel, gives interested…

  • APRA Licence Conditions: The Section 9AA Power Behind the Bendigo Action

    On 18 August 2026, APRA imposed licence conditions on Bendigo and Adelaide Bank Limited over what it described as longstanding and pervasive weaknesses in the bank’s non-financial risk management framework. The action is worth reading closely by every Australian authorised deposit-taking institution, because APRA reached for a power that sits underneath the banking authority itself…

  • goAML Luxembourg: The CRF Reporting Workflow Explained

    goAML is Luxembourg’s electronic channel for suspicious-operation reporting and communication with the CRF; for lawyers, the platform integrates the Article 7 Bâtonnier filter before qualifying reports are forwarded to the CRF. In 2024 the CRF received significantly more suspicious reports than the prior year, according to its 2024 annual report. That same report covers the…