On 3 August 2026 the European Banking Authority published an EBA FRTB no-action letter (EBA/Op/2026/08) on the boundary between the trading book and the banking book, alongside a set of technical considerations on how EU banks should apply the market risk framework once the European Commission’s third FRTB Delegated Act takes effect. Both documents attach…
On 3 August 2026 the European Banking Authority, the European Insurance and Occupational Pensions Authority and the European Securities and Markets Authority, acting together as the ESAs, sent the European Commission a final report and a set of draft regulatory technical standards that rewrite one paragraph of the EMIR bilateral margin requirements. The paragraph is…
The EBA published a draft technical package for version 4.4 of its reporting and disclosure framework on 24 July 2026, and the comment window is short: feedback on the package and the accompanying glossary closes on 24 August 2026. This early release of the EBA reporting framework 4.4 is a feedback-stage view of the Data…
On 23 July 2026 the European Banking Authority opened four public consultations on the first batch of DGSD3 depositor protection standards, the technical rules that will put the revised Deposit Guarantee Schemes Directive into daily operation. The comment window on all four closes on 23 October 2026. For banks and the teams that feed deposit…
On 21 July 2026, the CSSF updated its COFREP guidance workbook to add the EBA small validation rules package dated 10 June 2026. The workbook states that this package applies to credit institution reports submitted to the CSSF from 15 July 2026. It identifies the applicable EBA package and links to the EBA source material;…
On 17 July 2026 the European Commission published its Communication on the Competitiveness of the Banking Sector and the Single Market in Banking, filed as COM(2026) 615 final with an accompanying Staff Working Document, SWD(2026) 615 final. It changes no reporting obligation the day it lands. What it does is set out the shape of…
On 17 July 2026 the European Banking Authority published its final draft Regulatory Technical Standards (EBA/RTS/2026/06) and Implementing Technical Standards (EBA/ITS/2026/03) covering four operations that CRD VI brought under prudential supervision for the first time: material acquisitions, material transfers of assets or liabilities, mergers and divisions carried out by credit institutions and financial holding companies….
On 17 July 2026 the European Banking Authority opened a consultation (EBA/CP/2026/11) on draft Implementing Technical Standards that would reshape the 2027 market risk benchmarking exercise, and the change that matters most is one of population. The exercise that has run each year with around 40 institutions is set to capture around 100, because banks…
On 7 July 2026 the European Systemic Risk Board published a formal warning that frontier artificial intelligence models are now a source of systemic cyber risk with direct implications for DORA cyber risk reporting across the EU financial system, and the three European Supervisory Authorities backed it the same day. On the same date, ECB…
For annual reporting periods beginning on or after 1 January 2027, IFRS reporters must apply IFRS 18 unless they adopt it earlier. On the supervisory-reporting side, the affected population is the institutions inside FINREP’s IFRS scope under Article 430(3) or (4) of the Capital Requirements Regulation (CRR), not every bank that happens to use IFRS…