Articles

  • MiCAR Reporting Obligations for CASPs: Complete Implementation Guide

    Last updated: March 2026 Introduction MiCAR (Markets in Crypto-Assets Regulation) creates the first comprehensive regulatory framework requiring crypto-asset service providers to implement authorization, prudential reporting, transaction monitoring, and incident notification systems. The Markets in Crypto-Assets Regulation (Regulation (EU) 2023/1114) represents the first unified rulebook for crypto-asset activities across the entire European Union. For reporting teams…

  • FINREP Reporting Explained: What You Actually Need to Know

    Last updated: March 2026 What Is FINREP and Why It Matters FINREP stands for Financial Reporting. It’s the European regulatory framework for collecting standardized financial data from banks and certain investment firms. If you work in prudential reporting at a European bank, FINREP is not optional – it’s a statutory obligation enforced by your national…

  • The Most Common COREP Reporting Errors (And How to Avoid Them)

    Last updated: March 2026 Why COREP Errors Matter COREP submission day is busy, stressful, and error-prone – but overlooking COREP reporting errors carries real consequences that extend far beyond a missed deadline. You’re pulling data from multiple systems, running reconciliations, and pushing templates through validation in the final hours. When errors appear – especially late…

  • MiFIR Transaction Reporting: Complete Guide to Article 26 Compliance

    Last updated: March 2026 What Is MiFIR Transaction Reporting and Why It Matters MiFIR transaction reporting is one of the most operationally demanding requirements in European financial regulation. Every day, thousands of investment firms, trading venues, and systematic internalisers in the EU submit transaction data to national competent authorities (NCAs) under MiFIR Article 26. If…

  • PSD2 Reporting Requirements for Payment Institutions: Complete Practitioner Guide

    Last updated: March 2026 Introduction PSD2 reporting is not optional – payment institutions face multiple overlapping reporting obligations including statistical, prudential, fraud, incident, and complaint reporting, each with distinct deadlines, data sources, and regulatory recipients. Payment Services Directive 2 (Directive (EU) 2015/2366) fundamentally reshaped how payment institutions, e-money institutions (EMIs), account information service providers (AISPs),…

  • AML Reporting in Luxembourg: STRs, GoAML, and Your Obligations

    Last updated: March 2026 Introduction AML reporting in Luxembourg is mandatory for every regulated financial institution and obliged entity – failure to file suspicious transaction reports exposes your firm to regulatory sanctions, reputational damage, and legal liability. For compliance officers, risk managers, and AML practitioners in Luxembourg’s financial sector, understanding when and how to file…

  • COREP Reporting Explained: A Practical Guide to Prudential Reporting

    Last updated: March 2026 What Is COREP and Why It Matters COREP stands for Common Reporting. It’s the standardized format through which EU banks and other regulated entities submit their prudential information – capital adequacy, risk exposure, asset quality, and liquidity data – to supervisory authorities. If you work in banking compliance, finance, or risk…

  • CESOP: What Payment Service Providers Need to Report

    Last updated: March 2026 Introduction CESOP reporting is a mandatory quarterly obligation for European payment service providers handling cross-border transactions above the 25-payment threshold – missing the deadline or submitting inaccurate data can result in supervisory action and penalties. If you work in payments or compliance at a European financial institution, CESOP likely sits on…

  • CARF: The New Global Tax Reporting Framework for Crypto

    Last updated: March 2026 Introduction The Crypto-Asset Reporting Framework (CARF) represents a fundamental shift in how crypto-asset transactions are reported across borders for tax purposes. Developed by the OECD and endorsed by the G20, CARF establishes a common standard for automatic exchange of information about crypto-asset transactions – similar in scope to the Common Reporting…