Riksbank

  • SEK 10,000 Cash Limit: Riksbank Pushes Below the EU AML Ceiling

    On 29 October 2026 the Riksbank published its consultation response to the Ministry of Finance memorandum EU:s penningtvättspaket (Fi2026/01654), and its main request is a SEK 10,000 cash limit for retail transactions. The memorandum proposes leaving the option in Article 80(2) of Regulation (EU) 2024/1624 (the AMLR) unused, so the EU ceiling of EUR 10,000…

  • Riksbank Annual Money Market Reporting: The 40-Banking-Day Excel Filing

    Sveriges Riksbank collects money market data from its monetary policy counterparties under section B.3.2.3(c) of the Villkor for RIX och penningpolitiska instrument, the terms every counterparty signs up to. A counterparty that the Riksbank has not selected for daily reporting through its TORA system owes annual money market reporting instead: one Excel workbook summarising the…

  • Riksbank Digital Krona Letter: Five Years Plus Before Any Launch

    On 15 October 2026 the Riksbank published a letter to the Riksdag’s Committee on Finance, dated 7 October 2026, explaining why the question of a digital krona, the instrument it used to call the e-krona, is back on the table. The letter estimates that implementing a digital krona would take the Riksbank and the market…

  • Riksbank EUREP Access: A EUR 50 Billion Euro Backstop From Q4 2026

    On 1 October 2026 the Riksbank announced that the Eurosystem has approved its onboarding to EUREP, the Eurosystem’s repo facility for central banks outside the euro area. The line lets the Riksbank borrow up to EUR 50 billion by pledging eligible euro-denominated collateral, and the ECB has said that drawings under the enhanced facility are…

  • Swedish Countercyclical Capital Buffer: Riksbank Holds at 2%

    On 10 September 2026 the Riksbank decided to leave the Swedish countercyclical capital buffer at 2 per cent, the level it treats as neutral; the decision was published on 11 September. For a reporting team the headline is that the Swedish rate is unchanged at 2 per cent, so this decision itself does not introduce…

  • Swedish Bank Capital Requirements: FI Moves Model Add-Ons to Pillar 1

    On 28 August 2026, Finansinspektionen (FI) published the Swedish bank capital requirements it discloses each quarter, this time as of the end of the second quarter of 2026 (FI Ref. 26-1525). The memorandum covers Sweden’s three major banks, Handelsbanken, SEB and Swedbank, plus seven other institutions in supervisory categories 1 and 2. Most quarters this…

  • Riksbank Payment Statistics Reporting: The 1 October 2026 Go-Live

    From 1 October 2026 the Sveriges Riksbank starts collecting payment statistics directly from payment service providers and payment system operators, and Riksbank payment statistics reporting becomes a standing filing obligation. The obligation sits in the Riksbank’s regulations RBFS 2025:1, adopted on 25 June 2025. Subject to Section 1’s exclusions, it applies to payment service providers…

  • Riksbank Starts T2S Negotiations: What SEK Securities Settlement on the Eurosystem Platform Means for Swedish Banks and Cross-Border Reporting

    A platform migration in securities settlement is the kind of project that looks like an IT problem until the first cross-border trade fails on a date nobody mapped. On 23 June 2026 the Riksbank decided to open contract negotiations with the Eurosystem to settle Swedish krona securities transactions on TARGET2-Securities, the common Eurosystem platform that…

  • Riksbank Cross-Currency Instant Payments: What the SEK-EUR Go-Live Means for PSPs

    Riksbank cross-currency instant payments reach Swedish payment service providers in June 2026, and the operational risk is timing. The settlement service has existed on the Eurosystem platform since October 2025, so a payments team that reads the platform launch as its own go-live date will plan onboarding, liquidity and customer messaging around the wrong month….