On 17 July 2026 the European Banking Authority opened a consultation (EBA/CP/2026/11) on draft Implementing Technical Standards that would reshape the 2027 market risk benchmarking exercise, and the change that matters most is one of population. The exercise that has run each year with around 40 institutions is set to capture around 100, because banks…
On 7 July 2026 the European Systemic Risk Board published a formal warning that frontier artificial intelligence models are now a source of systemic cyber risk with direct implications for DORA cyber risk reporting across the EU financial system, and the three European Supervisory Authorities backed it the same day. On the same date, ECB…
For annual reporting periods beginning on or after 1 January 2027, IFRS reporters must apply IFRS 18 unless they adopt it earlier. On the supervisory-reporting side, the affected population is the institutions inside FINREP’s IFRS scope under Article 430(3) or (4) of the Capital Requirements Regulation (CRR), not every bank that happens to use IFRS…
On 9 July 2026 the European Banking Authority published the final technical package for version 4.3 of its supervisory reporting framework, and with it two build deadlines that reporting teams can no longer treat as roadmap items. The EBA reporting framework 4.3 package carries the standard specifications for two separate obligations: supervisory reporting by third-country…
A non-EU bank that wants to keep taking deposits, lending, or issuing guarantees in an EU Member State through a branch now has a hard date to work toward: 11 January 2027. On 7 July 2026 the European Banking Authority published its final Guidelines on the authorisation of third-country branches (EBA/GL/2026/08), and they settle the…
On 1 July 2026 the three European Supervisory Authorities each opened a consultation on rewriting the Key Performance Indicators that firms disclose under Article 8 of the EU Taxonomy Regulation. ESMA published a Consultation Paper, the European Banking Authority a Discussion Paper, and EIOPA a consultation on the insurance side. All three close on 12…
On 6 July 2026 the European Banking Authority published its 2025 immovable property loss data: the annual dataset of losses and exposures for residential and commercial property across the EU and EEA. For a standardised-approach credit-risk reporting team, that dataset does real work. It is one of the inputs that decides whether the preferential risk…
On 2 July 2026 the European Banking Authority published the EBA Pillar 3 peer review of how competent authorities supervise Pillar 3 disclosures. Six supervisors were assessed against four benchmarks, and their scores ran the full length of the scale, from fully applied to not applied. For a reporting team the spread is the story:…
Every summer a reporting team somewhere builds its data roadmap around the wrong supervisory priorities, then spends the following cycle explaining the gap. The EBA supervisory convergence report is the document that lets you avoid that. Published on 29 June 2026 as EBA/REP/2025/16, the 2025 edition sets out where prudential supervisors across the EU actually…
An EBA validation rules update your engine misses can do real damage. A deactivated rule that keeps running locally can block a submission the supervisor would have accepted, send your team chasing a data point that was never wrong, and burn hours close to a remittance date that does not move. The mirror failure is…