Article 126

  • CRR Article 430a Immovable Property Loss Data: The 2025 Hard Test

    On 6 July 2026 the European Banking Authority published its 2025 immovable property loss data: the annual dataset of losses and exposures for residential and commercial property across the EU and EEA. For a standardised-approach credit-risk reporting team, that dataset does real work. It is one of the inputs that decides whether the preferential risk…

  • EBA-NYDFS Stablecoin MoU: What EU EMT Issuers Should Know

    Last updated: June 2026 If you issue or service a dollar-referenced stablecoin that moves across the Atlantic, the open question has always been which regulator can ask your supervisor for what, and how fast. On 2 June 2026 the European Banking Authority and the New York State Department of Financial Services answered part of it…