Prudential reporting covers the regulatory submissions banks make to demonstrate capital adequacy, liquidity, and risk management to the EBA, ECB, PRA, and other competent authorities. This section explains the core templates and frameworks – COREP for capital, FINREP for financial reporting, LCR and NSFR for liquidity, large exposures, IRRBB, and Pillar 3 disclosures. You’ll also find practical guides to ICAAP/ILAAP, MREL, the CRR3 changes landing in 2026, and ongoing EBA reporting framework updates (4.x DPM packages). Articles are aimed at reporting teams at banks and credit institutions, with step-by-step explanations of what to file, when, and what supervisors actually look for. Start with the COREP reporting guide or the FINREP guide if you’re new to prudential reporting.
Last updated: March 2026 COREP and FINREP go to the supervisor. Pillar 3 goes to the public. That distinction is what makes Pillar 3 different from every other regulatory reporting obligation a Luxembourg bank carries. When your joint supervisory team or CSSF case officer reads your COREP submission, the audience is one. When your Pillar…
Last updated: March 2026 Your resolution authority has set your MREL requirement. You know the number. What you may not know is how to prove, every quarter, that you meet it. MREL reporting is not a single template and a single submission. It is a set of interlocking templates covering key metrics, creditor ranking, funding…
Last updated: March 2026 Your treasury team wants to call an AT1 instrument. The economics are clear, the replacement is lined up, and the board has signed off. But you cannot pick up the phone and announce the call tomorrow. You need MREL prior permission first. And if you miss the application deadline or submit…
Last updated: March 2026 What Is FINREP and Why It Matters FINREP stands for Financial Reporting. It’s the European regulatory framework for collecting standardized financial data from banks and certain investment firms. If you work in prudential reporting at a European bank, FINREP is not optional – it’s a statutory obligation enforced by your national…
Last updated: March 2026 Why COREP Errors Matter COREP submission day is busy, stressful, and error-prone – but overlooking COREP reporting errors carries real consequences that extend far beyond a missed deadline. You’re pulling data from multiple systems, running reconciliations, and pushing templates through validation in the final hours. When errors appear – especially late…
Last updated: March 2026 What Is COREP and Why It Matters COREP stands for Common Reporting. It’s the standardized format through which EU banks and other regulated entities submit their prudential information – capital adequacy, risk exposure, asset quality, and liquidity data – to supervisory authorities. If you work in banking compliance, finance, or risk…