BoE Streamlined Reporting for Bank Failure Regime: Cross-Border Implications
The BoE’s resolution reporting overhaul raises RAF thresholds and simplifies MREL templates. Here is what changes for cross-border groups in the UK and EU.
Prudential reporting covers the regulatory submissions banks make to demonstrate capital adequacy, liquidity, and risk management to the EBA, ECB, PRA, and other competent authorities. This section explains the core templates and frameworks – COREP for capital, FINREP for financial reporting, LCR and NSFR for liquidity, large exposures, IRRBB, and Pillar 3 disclosures. You’ll also find practical guides to ICAAP/ILAAP, MREL, the CRR3 changes landing in 2026, and ongoing EBA reporting framework updates (4.x DPM packages). Articles are aimed at reporting teams at banks and credit institutions, with step-by-step explanations of what to file, when, and what supervisors actually look for. Start with the COREP reporting guide or the FINREP guide if you’re new to prudential reporting.
The BoE’s resolution reporting overhaul raises RAF thresholds and simplifies MREL templates. Here is what changes for cross-border groups in the UK and EU.
The EBA’s new report on recovery plan dry runs exposes maturity gaps across EU banks. Here is what Luxembourg banks should fix before the next CSSF filing.
EBA 2024 high earners dashboard: 2,554 staff above EUR 1 million across EU banks and investment firms. What the data means for CRD remuneration reporting.
ECB SREP 2026 priorities explained for reporting teams. Capital adequacy, liquidity assessment, CRR III and operational resilience requirements to act on.
How the ECB’s November 2025 Financial Stability Review changes ICAAP stress scenarios, Pillar 3 disclosures, and prudential reporting for EU banks.
How COREP and Pillar 3 reporting teams should assess, document and work around items on the new EBA DPM known issues list without breaking their controls.
What CRR3 changes for operational risk reporting, which templates apply from June 2026, who is in scope, and what Luxembourg prudential reporting teams commonly get wrong.
Last updated: April 2026 Your COREP templates are filed on time. Your LCR and NSFR ratios are above the minimum. Your Pillar 3 disclosures are published. Then the CSSF sends a letter asking for your ICAAP/ILAAP documentation as part of the SREP cycle, and the room goes quiet. Because unlike the quantitative reports, ICAAP and…
Last updated: March 2026 If you run regulatory reporting for a third-country branch in the EU, your reporting workload is about to change substantially. For the first time, the EBA has published a harmonised set of reporting templates specifically designed for third-country branches (TCBs). The first reporting reference date is 31 March 2027. That is…
Last updated: March 2026 Your institution has three loan facilities to three different Luxembourg companies. Different names, different sectors, different NACE codes. Each facility is well below the 25% large exposure limit. Then a supervisor asks you to explain why all three companies share the same ultimate beneficial owner, depend on the same revenue source,…