Anti-money-laundering and counter-terrorism financing reporting for obliged entities under EU and national AML frameworks. This section covers STR/SAR filing workflows (e.g. via GoAML), standardised AML/CFT data collection templates, and the EU-wide changes coming with the AML Regulation (AMLR), AML Directive (AMLD6), and the new Anti-Money-Laundering Authority (AMLA). Articles explain who reports, what data is collected, deadlines, and practical implementation issues – particularly for banks, payment institutions, fund administrators, VASPs, and other regulated firms. Sanctions screening and FATF analysis of high-risk areas (stablecoins, unhosted wallets) are covered in adjacent sections. Start with the AML reporting practical guide or the AMLR overview for the EU framework.
A custodian opened accounts for another FCA-authorised firm, checked the Financial Services Register on multiple occasions, saw each time that the firm lacked the permission it needed to hold those assets, and carried on anyway. Over two and a half years more than GBP 314 million flowed through those accounts while transaction-monitoring alerts sat unresolved….
When a supervisor publishes its prioritised risks for the year, it is telling you where its inspectors will look first. The FI 2026 AML priorities are exactly that. Finansinspektionen (FI), the Swedish financial supervisory authority, set them out on 18 June 2026 in its report on prioritised risks related to money laundering, terrorism financing and…
A speech is not a rule. A conference address does not itself create a filing requirement. So when the Financial Conduct Authority gives a financial crime speech, the temptation in a reporting team is to skim the headline cases and move on. That is the wrong instinct. The June 2026 FCA financial crime speech tells…
A relationship manager flags a client as awkward. The country profile is messy, the ownership chain runs through two jurisdictions, and the file would take real work to keep current. The easy answer is to exit. Close the account, decline the onboarding, and the risk number on the dashboard goes down. The CSSF communique of…
If a Luxembourg credit institution or financial institution ends up on AMLA’s list of selected obliged entities, its day-to-day AML/CFT supervisor changes. Its supervisor moves from the CSSF to a Frankfurt-based EU body that reviews policies, runs inspections, and can impose pecuniary sanctions. AMLA direct supervision is that mechanism, and the data that decides who…
A CSSF AML/CFT sanction rarely turns on an exotic typology. It turns on the housekeeping. The administrative fine the CSSF imposed on 5 March 2026, and published on a nominative basis on 9 June 2026, is a clean example. A Luxembourg specialised professional of the financial sector running a domiciliation business was fined EUR 56,000…
The most expensive scoping mistake a Luxembourg compliance team can make right now is assuming someone else will flag it for AMLA direct supervision. The Authority for Anti-Money Laundering and Countering the Financing of Terrorism picks its first set of directly supervised firms in 2027, and the data that feeds that decision is being collected…
A sanctions amendment is not a memo you read next quarter. The moment Council Regulation (EU) 2026/1164 of 22 May 2026 took effect, the legal basis for new designations under the EU Iran regime widened, and any payment or asset transfer touching a newly captured person became a freeze obligation with same-day consequences. Miss the…
AMLA held its 28 May 2026 hearing on the home-host supervisory cooperation RTS. What cross-border AML teams should prioritise now and what remains open.
AUSTRAC Federal Court penalties show how unpaid AML infringement notices escalate to judicial enforcement. A pattern EU compliance teams should track.