Anti-money-laundering and counter-terrorism financing reporting for obliged entities under EU and national AML frameworks. This section covers STR/SAR filing workflows (e.g. via GoAML), standardised AML/CFT data collection templates, and the EU-wide changes coming with the AML Regulation (AMLR), AML Directive (AMLD6), and the new Anti-Money-Laundering Authority (AMLA). Articles explain who reports, what data is collected, deadlines, and practical implementation issues – particularly for banks, payment institutions, fund administrators, VASPs, and other regulated firms. Sanctions screening and FATF analysis of high-risk areas (stablecoins, unhosted wallets) are covered in adjacent sections. Start with the AML reporting practical guide or the AMLR overview for the EU framework.
goAML is Luxembourg’s electronic channel for suspicious-operation reporting and communication with the CRF; for lawyers, the platform integrates the Article 7 Bâtonnier filter before qualifying reports are forwarded to the CRF. In 2024 the CRF received significantly more suspicious reports than the prior year, according to its 2024 annual report. That same report covers the…
On 12 August 2026, FINMA published two sanctions notifications on the same day: one on Switzerland’s Ukraine ordinance (SR 946.231.176.72) and one on its Moldova ordinance (SR 946.231.156.5). Both notices concern EAER amendments made on 10 August 2026. SECO and Fedlex state that the measures entered into force at 23:00 on 11 August 2026. The…
FINMA published two updated sanctions notifications on 11 August 2026, one for Sudan and one for South Sudan, after the Federal Department of Economic Affairs, Education and Research (EAER/WBF) amended Annex 2 of each ordinance. For a Swiss supervised institution, the FINMA notifications are an operational alert that the relevant Annex 2 lists changed. The…
On 7 August 2026 the FCA published a statement confirming that it is applying increased scrutiny to Annex 1 firms, including unregulated lenders, safe custody providers, money brokers and financial leasing companies registered with it for anti-money laundering purposes. Alongside the statement, the regulator said it had sent an information request to around 900 Annex…
On 31 July 2026, SECO adjusted SESAM, the sanctions database that Swiss financial intermediaries screen against, to reflect a 30 July 2026 decision by the responsible UN Sanctions Committee that amended the list attached to the Taliban sanctions ordinance (SR 946.231.07). FINMA flagged the change in a supervisory notice on 4 August 2026. For a…
On 4 August 2026, Luxembourg published the Law of 22 July 2026 in Mémorial A No 412. It is a short instrument, two substantive articles, and it adds a power the Luxembourg AML law had not carried before: it lets the Cellule de renseignement financier (CRF), the country’s financial intelligence unit, push fraud-risk account numbers…
Authorised Swedish authorities may query one platform for account and safe-deposit-box information where the purposes and conditions in sections 3 or 3a are met. That platform is the konto- och värdefackssystem, the account and safe-deposit box system that Skatteverket has run since 2020 and that its own developer pages call Mekanismen. The obligation to feed…
Canada’s anti-money laundering regime draws one line for correspondent banking that leaves no room for a risk-based judgment call. Under subsection 9.4(2) of the Proceeds of Crime (Money Laundering) and Terrorist Financing Act, no person or entity may have a correspondent banking relationship with a shell bank. FINTRAC’s correspondent banking guidance explains the pre-entry, record-keeping…
On 17 June 2026, MONEYVAL published its third enhanced follow-up report on Bulgaria, and the headline is clear: Bulgaria is now rated compliant or largely compliant on all 40 FATF Recommendations, and no further reporting is required under MONEYVAL’s fifth-round evaluation. For anyone who runs country-risk models or approves correspondent relationships, the MONEYVAL Bulgaria AML…
A reloadable open-loop card that a customer can top up to $1,000 sits on top of a prepaid payment product account, and Canada’s financial intelligence unit gives that account the same anti-money-laundering weight as a chequing account. FINTRAC’s prepaid payment products guidance came into effect on 1 June 2021. Under the PCMLTFA and its regulations,…