Regulation (EU) 2022/2554

  • DORA Major Incident Reporting: The ESAs’ Filing Instructions

    On 16 September 2026 the three European Supervisory Authorities, the EBA, EIOPA and ESMA, published joint operational instructions for DORA major incident reporting. Short and technical, the document addresses something narrow and, for reporting teams, immediate: how selected fields of the major-incident template are expected or recommended to be populated, so that the data reaching…

  • CSSF Circular 26/915: DORA Circulars Re-Mapped for Third-Country Branches

    On 27 August 2026 the CSSF published Circular 26/915, and it applies with immediate effect. Circular CSSF 26/915 updates the Luxembourg ICT and outsourcing circular framework following the European Commission position on DORA’s applicability to third-country branches. It removes the TCB categories within the CSSF’s remit from the relevant pre-DORA circular provisions and maps them…

  • DORA for Third-Country Branches in Luxembourg: Circular CSSF 26/915

    On 27 August 2026 the CSSF issued Circular CSSF 26/915, applicable with immediate effect, to bring specified third-country branches into the CSSF circular framework for DORA. For Luxembourg purposes, the governing scope is the branch perimeter set out in Circular CSSF 26/915 and in each amended circular; the change is not a blanket head-office-only test…

  • STAR-FS and DORA TLPT: Threat-Led Testing for Firms in Both Regimes

    A UK banking group with an EU financial entity identified by its competent authority for DORA threat-led penetration testing may be subject to STAR-FS in the UK and DORA TLPT in the EU at the same time. The Bank of England, the Prudential Regulation Authority and the Financial Conduct Authority maintain STAR-FS, the Simulated Targeted…

  • CSSF AI Communique: Mapping Frontier Cyber Risk to DORA

    On 7 July 2026 the Commission de Surveillance du Secteur Financier (CSSF) published a communique, “Evolving opportunities and risks in artificial intelligence and its adoption”, addressed to the entities it supervises. The CSSF AI communique responds to a specific concern: frontier AI models have the potential to shrink drastically the gap between vulnerability disclosure and…

  • DORA ICT-Risk Reporting: Reading KNF’s 2026 Cyber-Threat Report

    On 9 July 2026, CSIRT KNF, the cyber-incident response team inside Poland’s Financial Supervision Authority, refreshed its report on the cyber threats facing the Polish financial sector for 2026. The document reads like a briefing pack rather than a rulebook: the priority attack scenarios, the techniques criminals are stacking into single campaigns, and the risks…

  • ECB AI Cybersecurity Letter: The 31 October 2026 JST Action Plan

    On 7 July 2026, the Chair of the ECB Supervisory Board, Claudia Buch, wrote to the CEO of every significant institution under a letter numbered SSM-2026-0301 and titled “Addressing AI-enabled cybersecurity threats”. The ECB AI cybersecurity letter does one operationally concrete thing behind its strategic language: it gives each directly supervised bank until 31 October…

  • DORA ICT Incident Reporting: What the ESAs First Annual Report Reveals

    If your firm filed a major incident under DORA in 2025, that report has now been counted. On 3 June 2026 the three European Supervisory Authorities published their first annual report on major ICT-related incidents, putting a hard number on what used to be guesswork: how many major incidents the EU financial sector reports, where…