The ESAs Autumn 2026 risk update, published on 23 September 2026 by the EBA, EIOPA and ESMA through their Joint Committee (reference JC 2026 29), puts a number on bank exposure to private credit and then qualifies it in a footnote. EU/EEA banks’ exposures to private credit funds and related asset managers reached nearly EUR…
Your institution has three loan facilities to three different Luxembourg companies. Different names, different sectors, different NACE codes. Each facility is well below the 25% large exposure limit. Then a supervisor asks you to explain why all three companies share the same ultimate beneficial owner, depend on the same revenue source, and were not grouped…
Why COREP Errors Matter COREP submission day is busy, stressful, and error-prone – but overlooking COREP reporting errors carries real consequences that extend far beyond a missed deadline. You’re pulling data from multiple systems, running reconciliations, and pushing templates through validation in the final hours. When errors appear – especially late – the pressure intensifies….