Finansinspektionen (FI) decided FFFS 2026:33 on 13 October 2026, amending FFFS 2015:1, its regulations and general guidelines on information about interest on housing credit (bostadskrediter). The FFFS 2015:1 amendment takes effect on 20 November 2026, the day the new Consumer Credit Act (2026:1011) replaces the 2010 Act. It rewrites 1 § and 2 §, the…
Finansinspektionen (FI) decided on 13 October 2026 to amend FFFS 2023:12, its regulations on ownership, owner-management and management assessments in certain financial firms. The amending instrument, FFFS 2026:35, enters into force on 20 November 2026. From that date the regulations also cover Swedish firms under FI supervision that grant consumer credit other than housing credit…
On 13 October 2026 Finansinspektionen (FI) decided FFFS 2026:34, a consequential amendment to its credit-risk regulations FFFS 2018:16, effective 20 November 2026. The amendment rewrites 1 kap. 3 §: the housing-credit reference moves from 2 § of the Consumer Credit Act (2010:1846) to 1 kap. 3 § of the Consumer Credit Act (2026:1011). The instrument…
On 1 October 2026 the Riksbank announced that the Eurosystem has approved its onboarding to EUREP, the Eurosystem’s repo facility for central banks outside the euro area. The line lets the Riksbank borrow up to EUR 50 billion by pledging eligible euro-denominated collateral, and the ECB has said that drawings under the enhanced facility are…
On 10 September 2026 the Riksbank decided to leave the Swedish countercyclical capital buffer at 2 per cent, the level it treats as neutral; the decision was published on 11 September. For a reporting team the headline is that the Swedish rate is unchanged at 2 per cent, so this decision itself does not introduce…
Swedish credit institutions, investment firms and the branches and groups within section 1 of FFFS 2014:14 are subject to the Standardrapport (STND) in applicable parts, unless Finansinspektionen grants an exemption under section 4; from the reference date 31 March 2026 the filing uses the amended form. Finansinspektionen’s regulation FFFS 2014:14, on the reporting of quarterly…
On 28 August 2026, Finansinspektionen (FI) published the Swedish bank capital requirements it discloses each quarter, this time as of the end of the second quarter of 2026 (FI Ref. 26-1525). The memorandum covers Sweden’s three major banks, Handelsbanken, SEB and Swedbank, plus seven other institutions in supervisory categories 1 and 2. Most quarters this…
On 2 July 2026 the European Banking Authority published the EBA Pillar 3 peer review of how competent authorities supervise Pillar 3 disclosures. Six supervisors were assessed against four benchmarks, and their scores ran the full length of the scale, from fully applied to not applied. For a reporting team the spread is the story:…
Finansinspektionen has confirmed that the annual AML reporting to FI will be comprehensively updated from 1 January 2027. The new questions replace the current question set, cover obliged entities’ inherent risks and control environments, and align with risk indicators developed with the EBA and AMLA for the EU common risk classification methodology. The reporting period…
When a supervisor publishes its prioritised risks for the year, it is telling you where its inspectors will look first. The FI 2026 AML priorities are exactly that. Finansinspektionen (FI), the Swedish financial supervisory authority, set them out on 18 June 2026 in its report on prioritised risks related to money laundering, terrorism financing and…