On 6 August 2026 the Authority for Anti-Money Laundering and Countering the Financing of Terrorism (AMLA) opened a voluntary survey asking electronic money institutions (EMIs) and payment service providers (PSPs) about their experience with the central contact point framework, and the window closes on 15 September 2026. The CSSF relayed the exercise to the Luxembourg…
A cross-border payment is held due to incomplete beneficiary information. The originator name is present, the amount is present, but the beneficiary field is a single block of free text that the receiving institution’s screening engine cannot parse into a name, a country and a town. The transfer is held, a customer complains, and an…
If your institution adhered to the SEPA Request-to-Pay scheme on an older rulebook and then left the change log unread, the SEPA Request-to-Pay Rulebook v4.0 is the version that quietly resets several of your operational assumptions. The functional flow looks the same. The participation mechanics do not. From the entry-into-force date, the way you register…