Directive (EU) 2023/2225

  • FFFS 2023:12 Amended: Owner Tests Reach Swedish Consumer Lenders

    Finansinspektionen (FI) decided on 13 October 2026 to amend FFFS 2023:12, its regulations on ownership, owner-management and management assessments in certain financial firms. The amending instrument, FFFS 2026:35, enters into force on 20 November 2026. From that date the regulations also cover Swedish firms under FI supervision that grant consumer credit other than housing credit…

  • FFFS 2018:16 Amendments: The Consumer Carve-Out From 20 November 2026

    On 13 October 2026 Finansinspektionen (FI) decided FFFS 2026:34, a consequential amendment to its credit-risk regulations FFFS 2018:16, effective 20 November 2026. The amendment rewrites 1 kap. 3 §: the housing-credit reference moves from 2 § of the Consumer Credit Act (2010:1846) to 1 kap. 3 § of the Consumer Credit Act (2026:1011). The instrument…