Millionenkredit reporting under section 14 of the German Banking Act (Kreditwesengesetz, KWG) has a fixed end date. Article 36 of the Standortfoerdergesetz (StoFoeG) of 4 February 2026 deletes section 14 KWG with effect from 30 December 2026, and the Deutsche Bundesbank’s notice of 5 October 2026 to the firms in the procedure describes the notification…
BaFin and the Deutsche Bundesbank presented the results of the LSI stress test 2026 on 24 September 2026, and the sentence with the longest reach sits in the last paragraph of the press release. Going forward, a less significant institution (LSI) receives Pillar 2 guidance (P2G, in German the Eigenmittelempfehlung) only if its capital ratios…
Subject to applicable reporting relief, AnaCredit covers qualifying instruments where a debtor’s aggregate commitment in relation to an observed agent reaches at least EUR 25,000 at a reporting reference date within the relevant reference period. Commitment includes outstanding nominal and off-balance-sheet amounts. From that threshold the loan is reported to the Deutsche Bundesbank on a…