On 24 March 2026 the Basel Committee on Banking Supervision published its Basel III monitoring exercise as of 30 June 2025, and the single number a capital planning team should read first is 1.7%. That is how much the fully phased-in final Basel III framework would add to the Tier 1 minimum required capital of…
On 28 August 2026, Finansinspektionen (FI) published the Swedish bank capital requirements it discloses each quarter, this time as of the end of the second quarter of 2026 (FI Ref. 26-1525). The memorandum covers Sweden’s three major banks, Handelsbanken, SEB and Swedbank, plus seven other institutions in supervisory categories 1 and 2. Most quarters this…
On 21 August 2026 the Banque centrale du Luxembourg published its Financial Stability Review 2026, the central bank’s annual read on the systemic risks running through the Grand Duchy’s banks, insurers and investment funds. The BCL Financial Stability Review 2026 was closed editorially on 12 June 2026, and the most recent figures in it are…
Norges Bank’s Monetary Policy and Financial Stability Committee decided on 12 August 2026 to keep Norway’s countercyclical capital buffer rate unchanged at 2.5%, a decision the bank published on 13 August 2026. The Committee reached it unanimously. For a reporting officer the headline is that nothing in the number moves, but the calendar behind it…
On 3 August 2026 the European Banking Authority published an EBA FRTB no-action letter (EBA/Op/2026/08) on the boundary between the trading book and the banking book, alongside a set of technical considerations on how EU banks should apply the market risk framework once the European Commission’s third FRTB Delegated Act takes effect. Both documents attach…
From 1 January 2027, Articles 4, 4A, 4B and 5 of the UK Capital Requirements Regulation (CRR) are revoked. HM Treasury has restated selected definitions in domestic legislation, while the PRA’s CRR definitions restatement, finalised in Policy Statement PS14/26 on 27 May 2026, places other PRA-facing definitions in the PRA Rulebook Glossary or cross-refers from…
On 21 July 2026, the CSSF updated its COFREP guidance workbook to add the EBA small validation rules package dated 10 June 2026. The workbook states that this package applies to credit institution reports submitted to the CSSF from 15 July 2026. It identifies the applicable EBA package and links to the EBA source material;…
On 6 July 2026 the European Banking Authority published its 2025 immovable property loss data: the annual dataset of losses and exposures for residential and commercial property across the EU and EEA. For a standardised-approach credit-risk reporting team, that dataset does real work. It is one of the inputs that decides whether the preferential risk…
On 2 July 2026 the European Banking Authority published the EBA Pillar 3 peer review of how competent authorities supervise Pillar 3 disclosures. Six supervisors were assessed against four benchmarks, and their scores ran the full length of the scale, from fully applied to not applied. For a reporting team the spread is the story:…
An ECB-approved internal model is a supervisory decision the bank asked for and agreed to run. Treat it as optional for a few quarters and the capital ratios you report to the ECB stop being true. That is the practical lesson from the ECB internal models sanction announced on 29 June 2026, when the European…