The EBA published a draft technical package for version 4.4 of its reporting and disclosure framework on 24 July 2026, and the comment window is short: feedback on the package and the accompanying glossary closes on 24 August 2026. This early release of the EBA reporting framework 4.4 is a feedback-stage view of the Data…
On 17 December 2024 the European Securities and Markets Authority published its Final Report and, in Annex III, the Guidelines on the conditions and criteria for the qualification of crypto-assets as financial instruments, reference ESMA75453128700-1323. That document, often shortened to the CAFI Guidelines, addresses whether a crypto-asset qualifies as a financial instrument and is therefore…
On 18 May 2026 the Prudential Regulation Authority sent a Dear CEO letter to the chief executives of UK banks and designated investment firms, reaffirming where the line sits between a deposit and everything that only looks like one. The PRA Dear CEO letter on innovations in the use of deposits, e-money and stablecoins, signed…
On 23 July 2026 the European Banking Authority opened four public consultations on the first batch of DGSD3 depositor protection standards, the technical rules that will put the revised Deposit Guarantee Schemes Directive into daily operation. The comment window on all four closes on 23 October 2026. For banks and the teams that feed deposit…
On 7 October 2024 the reimbursement requirement in PSR Specific Direction 20 became live, and every payment service provider that sends a Faster Payments transaction from a relevant UK account acquired two obligations at once. The first is reimbursement: where an FPS APP scam claim is reimbursable, the sending PSP must reimburse the consumer subject…
On 28 May 2026 the Prudential Regulation Authority closed the first phase of its PRA Pillar 2A review with policy statement PS15/26. The changes it confirms come into force on Friday 1 January 2027, the same day the PRA switches on the Basel 3.1 standards, and they land in the part of the capital stack…
On 18 May 2026, the Prudential Regulation Authority published a Dear CEO letter addressed to the chief executives of all banks and designated investment firms, signed by David Bailey, Charlotte Gerken and Rebecca Jackson. The PRA continues to expect a 100 per cent own-funds requirement under the market-risk framework for unbacked cryptoassets. Separately, where a…
On 26 June 2026 the ECB announced a review of roughly 130 of its banking supervision publications, and in mid-July it followed through on the part that touches every capital and liquidity team: an updated ECB clarification on ICAAPs and ILAAPs and respective package submissions, alongside an updated version of the ECB Guide to the…
On 21 July 2026, the CSSF updated its COFREP guidance workbook to add the EBA small validation rules package dated 10 June 2026. The workbook states that this package applies to credit institution reports submitted to the CSSF from 15 July 2026. It identifies the applicable EBA package and links to the EBA source material;…
On 21 July 2026 the CSSF published Version 5 of its FAQ on the Sustainable Finance Disclosure Regulation, and the whole revision sits in one question. Section II, Question 1 now sets out how a Luxembourg fund manager must handle changes to the Article 8 and 9 SFDR RTS precontractual templates that live inside a…