Your compliance team has a list of ICT providers. Your procurement team has a different list. Your IT department has a third list that includes vendors nobody told compliance about. You now have until 31 March 2026 to reconcile all three into a single, structured, template-compliant DORA Register of Information and submit it to the…
Your treasury team wants to call an AT1 instrument. The economics are clear, the replacement is lined up, and the board has signed off. But you cannot pick up the phone and announce the call tomorrow. You need MREL prior permission first. And if you miss the application deadline or submit incomplete documentation, you are…
A single lapsed LEI can cascade into hundreds of rejected EMIR reports overnight, and those trades then have to be reconstructed and resubmitted. That is the reality of EMIR reporting: the regulation itself is logical enough, but the operational details will find every gap in your process. EMIR reporting applies to every entity that enters…
Introduction MiCAR (Markets in Crypto-Assets Regulation) creates the first comprehensive regulatory framework requiring crypto-asset service providers to implement authorization, prudential reporting, transaction monitoring, and incident notification systems. The Markets in Crypto-Assets Regulation (Regulation (EU) 2023/1114) represents the first unified rulebook for crypto-asset activities across the entire European Union. For reporting teams and compliance practitioners, MiCAR…
What Is FINREP and Why It Matters FINREP stands for Financial Reporting. It’s the European regulatory framework for collecting standardized financial data from banks and certain investment firms. If you work in prudential reporting at a European bank, FINREP is not optional – it’s a statutory obligation enforced by your national competent authority (NCA). The…
Why COREP Errors Matter COREP submission day is busy, stressful, and error-prone – but overlooking COREP reporting errors carries real consequences that extend far beyond a missed deadline. You’re pulling data from multiple systems, running reconciliations, and pushing templates through validation in the final hours. When errors appear – especially late – the pressure intensifies….
What Is MiFIR Transaction Reporting and Why It Matters MiFIR transaction reporting is one of the most operationally demanding requirements in European financial regulation. Every day, thousands of investment firms, trading venues, and systematic internalisers in the EU submit transaction data to national competent authorities (NCAs) under MiFIR Article 26. If you work in post-trade…
Introduction PSD2 reporting is not optional – payment institutions face multiple overlapping reporting obligations including statistical, prudential, fraud, incident, and complaint reporting, each with distinct deadlines, data sources, and regulatory recipients. Payment Services Directive 2 (Directive (EU) 2015/2366) fundamentally reshaped how payment institutions, e-money institutions (EMIs), account information service providers (AISPs), and payment initiation service…
Introduction AML reporting in Luxembourg is mandatory for every regulated financial institution and obliged entity – failure to file suspicious transaction reports exposes your firm to regulatory sanctions, reputational damage, and legal liability. For compliance officers, risk managers, and AML practitioners in Luxembourg’s financial sector, understanding when and how to file Suspicious Transaction Reports (STRs)…
What Is COREP and Why It Matters COREP stands for Common Reporting. It’s the standardized format through which EU banks and other regulated entities submit their prudential information – capital adequacy, risk exposure, asset quality, and liquidity data – to supervisory authorities. If you work in banking compliance, finance, or risk management anywhere in the…