APRA’s proposed risk-weight changes, released for consultation on 29 June 2026, land in a quiet part of your capital stack, and that is exactly why they are easy to get wrong. A lower risk weight only flows through to your capital ratio if the underlying exposure is mapped into the right bucket on the right…
Open the control-mapping file for a significant institution and you will find dozens of cells pointing at ECB supervisory guidance: a guide behind a data lineage control, a methodology note behind a SREP self-assessment, a letter framing a board reporting line. On 26 June 2026 the ECB labelled around 40 of those publications as discontinued….
An EBA validation rules update your engine misses can do real damage. A deactivated rule that keeps running locally can block a submission the supervisor would have accepted, send your team chasing a data point that was never wrong, and burn hours close to a remittance date that does not move. The mirror failure is…
The rulebook your ICAAP package, your ILAAP submission and your Pillar 2 reconciliation were written against is being repealed. On 26 June 2026 the European Banking Authority published its revised SREP guidelines (EBA/GL/2026/06), and from 1 January 2027 they replace both the existing SREP guidelines (EBA/GL/2022/03) and the standalone guidelines on ICT risk assessment under…
A cross-border payment is held due to incomplete beneficiary information. The originator name is present, the amount is present, but the beneficiary field is a single block of free text that the receiving institution’s screening engine cannot parse into a name, a country and a town. The transfer is held, a customer complains, and an…
MiCA defines maximum thresholds for administrative fines under Article 131, with ceilings dependent on issuer type. Until late June 2026, there was no published account of how the EBA would land on a figure inside that ceiling. The EBA has published a consultation on its approach to applying the MiCA fining framework under Article 131…
Finansinspektionen has confirmed that the annual AML reporting to FI will be comprehensively updated from 1 January 2027. The new questions replace the current question set, cover obliged entities’ inherent risks and control environments, and align with risk indicators developed with the EBA and AMLA for the EU common risk classification methodology. The reporting period…
A payment service provider that reads the PayNow Generation 2 study as a press release will be a step behind when the implementation roadmap lands at the end of 2026. On 25 June 2026, the Monetary Authority of Singapore (MAS) and the Association of Banks in Singapore (ABS) set out four areas of enhancement to…
A custodian opened accounts for another FCA-authorised firm, checked the Financial Services Register on multiple occasions, saw each time that the firm lacked the permission it needed to hold those assets, and carried on anyway. Over two and a half years more than GBP 314 million flowed through those accounts while transaction-monitoring alerts sat unresolved….
The pipes that move most of your domestic sterling payments are about to be redesigned, and the window to influence that design closes on 11 September 2026. In June 2026 the Retail Payments Infrastructure Board, an industry advisory board chaired by the Bank of England, opened a consultation on the design of the future UK…